Financial Aid - Apply For Loans

Educate Yourself About Loans

Direct Loans

Attention: Make sure you familiarize yourself with the new policies pertaining to direct loans.

Read about it here [  ]

As students investigate options for financing a college education, common questions invariably come up, such as:

  • What are the interest rates on loans?
  • When do I start re-payment?
  • What is the difference between a subsidized and unsubsidized loan?

These are all questions that require answers, and it is important that you understand the terms of borrowing student loans to help pay for your education.

Indiana Tech participates in the Direct Lending program, which originates all Federal Stafford loans (subsidized and unsubsidized) and Parent Loans for Undergraduate Students (PLUS) through the Department of Education.

For the successful completion of the Stafford loan process, log onto www.studentloans.gov and complete the following required items:

  • Stafford Master Promisary Note (MPN)
  • Entrance Counseling

The Parent Loan for Undergraduate Students (PLUS) is available for parents who wish to have loan funds in their name for their child's educational expenses. To apply for the loan, parents should visit the PLUS loan page for additional information.

Additional information on the PLUS loan option or process, visit the Department of Education web site.

Private loans are available for students in need of assistance to help bridge the gap between school costs and Federal funding. Please make sure you have exhausted your Federal funding first, as this is typically the best option for most students. While we will certify private loans through any lender, we have compiled a list of the most accessed loans through a third party site called ELM Select. Lenders offer competitive rates and multiple repayment options, however, these loans may also require the borrower to obtain a co-signer. For more information about loans offered through ELM Select and participating lenders, please visit the ELM Select website.

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